You agree to maintain $ 1,000,000 liability insurance at your expense.

You are required to list and name :

John Walker , dba John Walker, Photographer

as additional insured and added as a loss payee. It shall include a 30-day cancellation clause and proof risk replacement cost. 

Your Are Required to List 

John Walker , dba John Walker, Photographer as additional insured.

DO NOT LIST studio2413 as Insured

You or Your Company will likely have liability insurance and it is only a matter of contacting them and having the "Certificate of Insurance" issued. (COI)

This Insurance and the additional insured are a specific requirement.

Please make note and specify to your Insurance company.

If you don't have insurance you can get it online.

You can Purchase Insurance here